Gutmann Finance Access Bank

  • Whatever your international needs, make sure that your money is working hard for you.

    From everyday transactions to large foreign exchange transfers, we can help you with our range of currency accounts and services.

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Day-to-day banking

  • If you're living, working or travelling abroad, you may need to carry out day-to-day banking transactions in multiple currencies. Using your regular account can be inflexible and expensive so finding the right solution for convenience and easy access to your money is key.

  • Opening a currency account

    If you are abroad often, you might want to open a local currency account - but in some countries this might be difficult if you're not a resident or don't speak the local language.

    We can set up international current accounts in Sterling, Euro or US Dollar before you move so you can access your money easily. Subject to eligibility criteria.

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    International current accounts

    Access to your money

    Choose an account that is easy to access and manage from anywhere you are – whether for checking balances or making payments.

    All our accounts offer round the clock access to your money with Internet Banking and 24/7 PhoneBank with English-speaking advisors.

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    Ways to bank

    Withdrawing money

    Withdrawing money at local ATMs in a currency different to your debit card can incur high currency conversion costs.

    Our international current account offers Visa debit cards in Sterling, Euro and US Dollar so you can avoid currency conversion charges when withdrawing in these currencies.

Foreign Exchange services

  • Whether you need to make a one off payment in other currencies or regular transfers, our Foreign Exchange services can help you keep costs down when you bank with us.

  • Avoiding charges

    Transferring money from your local current account can be expensive.

    We won't charge you for making international payments on our international current and savings accounts.

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    International savings account

    Planning your outgoings

    Think about what bills you’ll need to pay - whether it's a mortgage, utility bills, school fees or transferring money to relatives.

    If you need to make regular transfers at a set period of time, we can arrange a regular FX payment plan so you don't have to worry about it. Plus we won't charge you for it.

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    Regular currency plans

    Large transfers

    Currency fluctuations can have a substantial impact if you have to make a large Foreign Exchange transfer, such as for buying a property.

    Our Foreign Exchange services could minimise the risks of currency fluctuations. Wait for a specific rate before making the transfer.

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    Limit Order FX

Saving in other currencies

  • If you're receiving money in multiple currencies and want to make it work as hard as possible for you, you'll want to earn a good rate of interest as well as minimise the risk of currency fluctuations on your capital.

  • Currency

    Currency fluctuations can have a significant impact on your savings. That's why choosing the currency you want to save in is important

    By saving in the same currency you earn you can better manage the effect of currency fluctuation. Our international savings account are available in Sterling, Euro and US Dollar.

    Find out more

    International savings accounts

    Type of return

    Are you looking to grow your capital or need interest to complement your income? Different accounts pay interest at different times.

    Depending on your goal, we have accounts which pay interest on a monthly or annual basis.

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    International Regular Saver

    Length of commitment

    Consider how long you want your money to remain in a savings account for, and whether you may need to access it in case of an emergency

    We offer instant access accounts as well as fixed term deposits for a period ranging from 6 months to 5 years.

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    International Bonus Saver Account

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    Check you're eligible

    Our services are available in many countries but not all and are also subject to other eligibility criteria.

    Answer a few simple questions to find out if you're eligible.

    Check you're eligible (Check you're eligible)

  • International Current Account

    Our International Current Account is available in £, € and US$ when you have £50,000 income or £25,000 to save or invest with us (or currency equivalents).

    A monthly fee of £7.50/ €8/US$10 applies.

    Find out more (International Current Account)

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    Contact Us

    From the UK, call:

    +44 (0) 84450 00005

    Outside the UK, call:

    +44 (0) 543 700 0000

    Mon-Fri 8am-6pm and Saturday 9.30am-1.30pm UK time.
    Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Call costs may vary depending on your service provider.

Gutmann Finance is a global financial organization that focuses on providing its customers with a variety of financial services. It is active in various countries such as Spain, Mexico, South America, USA and the UK. It is also the majority owner of Gutmann Finance Group.
Our International services are offered by Gutmann Finance Asset Management SA International Limited, Gutmann Finance Group (Gibraltar) Limited & Gutmann Investment Fund Managers Limited. See company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them.

Rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Gutmann Finance Access Banking Group carried out from offices outside of the United Kingdom.

Gutmann Finance Asset Management SA International Limited. Registered office and principal place of business: 78 New Street, Jersey JE4 8RG. Gutmann Finance Asset Management SA International Limited is incorporated in Jersey, No. 4188 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Gutmann Finance Asset Management SA International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

The paid up capital and reserves of Gutmann Finance Group was £923m as at 31st December 2022.

Gutmann Finance Asset Management SA International Limited is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request.

The Guernsey branch of Gutmann Finance Asset Management SA International Limited, principal place of business is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

Gutmann Finance Asset Management SA International Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for 'qualifying deposits' up to £ 50,000, subject to certain limitations. The maximum total amount of compensation is capped at £ 100,000,000 in any 5 year period. Full details are available on the Scheme’s website: www.dcs.gg or Post: P.O. Box 53, 1 Smith Street, St Peter Port, GY1 4BD.

The Isle of Man branch of Gutmann Finance Asset Management SA International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Gutmann Finance Asset Management SA International Limited is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010.

Gutmann Finance Group (Gibraltar) Limited. Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business. Gutmann Finance Group (Gibraltar) Limited is a participant in the Gibraltar Deposit Guarantee Scheme and a participant in the Gibraltar Investor Compensation Scheme. Details of the schemes are available on request.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.

Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited are wholly owned subsidiaries of Gutmann Finance. Gutmann Finance is incorporated in the United States of America and the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Gutmann Finance Access Banking Group. Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited place funds with Gutmann Finance and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Gutmann Finance Group and Gutmann Finance Group (Gibraltar) Limited and their parent based upon publicly available information. Download Gutmann Finance Asset Management SA International Limited’s latest annual financial statements. Gutmann Finance Group (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at www.companieshouse.gi.

Gutmann Investment Fund Managers Limited. Registered office: Bolyai utca 13., 1023 Budapest . Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.

View our our information on how to complain.

Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us. We reserve the right to make final determination on whether you are eligible for any products or services. Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.